Referral Program: Our business is built with great clients. Many clients appreciate our service and refer their family, friends, co-workers and church members to us. We are always looking to help more people and add more clients to our family (The BIFS Family). Whether it's retirement planning (401k Plans, Rollovers, IRAs, Stocks, Annuities, etc.), budget reviews, financial planning or insurance products (Auto, Home, Life, Disability, Business, Health, Long Term care, Contractors, Renters, Condos, Professional Liability, E&O...), we are here to serve you. We appreciate all referrals so we have a recognition program. We give a gift card for each referral to our office. It's our way of saying "thank you." We value your referrals so we add value to your referrals. We truly appreciate your confidence in us and want to show you our gratitude.