Broker Check

63+: Coasting

Rest & Recreation, enjoying fruits of your labor

You did it! You finished the race. Now, it's time for you to lay back, relax and spoil yourself. You made sacrifices earlier in life to be able to get to this point. Enjoy it. Love it. Live it. Share it. Do it!

Would you like guaranteed income for life? Of course you would. Who wouldn't? Well, let's talk about fixed annuities.

  • Fixed annuities guarantee your principle and provide a guaranteed fixed rate of interest. Guarantees are based on the claims paying ability of the issuing company and do not apply to the investment performance or safety of the investment options.
  • The growth is tax deferred!
  • A fixed annuity may be just what you need to help you feel secure and keep your peace of mind.
  • You can provide yourself with a stream of income for life or for a certain period of time (10 years, 20 years…).

* Guarantees are based on the claims paying ability of the issuing company and do not apply to the investment performance or safety of the investment options.

Do you have a retirement plan(s) sitting at an old job? We can handle the rollover for you.

  • Move the plan(s) to us so you know where it is at all times. You’ll also have the proper investment strategy based on your profile. Don’t have plans all over the place. Consolidate them for ease of tracking and comfort knowing how the money is being managed.
  • One number, one name, one email address to handle it all!
  • Just another way to make things simple. Make your life easier.

Do you want to keep total control of your property and assets? Well, we need to talk about Long Term Care protection.

  • Obtain coverage while you're younger and healthy to lock in the rate.
  • Everyone has a story about someone they know (or knew) who needed the service (in-home assistance, nursing home, adult day care...) but didn't have coverage.
  • Don't deplete your assets. Plan ahead. Stay in control. Obtain the protection.
  • I've had clients tell me their stories. Spouses and children caring for their parents.
  • I have my own story. I have grandparents who need(ed) these services. My grandfather passed several years ago due to complications from Alzheimer's Disease. I have a grandmother who had a stroke that made it necessary for her to be in a nursing home. My other grandmother had renal failure and diabetes. She was on dialysis 3 times a week and had in-home services to assist her. My mother and her siblings rotated to help out too.
  • It would be wise to purchase a plan and spend as little as $50 per month to help with these expenses.
  • Look into this protection for yourself AND your parents. It would be better to buy a plan for you and your parents than trying to absorb a $6,000+ per month bill later. If there are siblings, everyone can pay a portion of the premium for your parents' plans. It costs much less this way.
  • Plan ahead. Save and preserve your family's money/assets. Keep control of your assets and standard of living. Be smart. Buy Long Term Care protection.

Would you like to set up an education plan for your grandchild(ren)?
We can help you with that.

  • Make your monetary gift(s) go farther. Put your money towards something that will last - education.
  • We have products that help you save for college education.
  • We have products that will allow you to leave a legacy for your family.
  • Give your grandchildren a gift that can't be outlived and won't wear out - education!

Interested in how Social Security can help you? You can go online at or call 1-800-772-1213.